The Kentucky FAIR Plan AAssociation

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The policies offered by the Kentucky FAIR Plan  include: 

DWELLING FIRE
$200,000 Maximum Building Limit*
  • DP-1 and DP-2 with optional Extended Coverage and Vandalism and Malicious Mischief, on actual cash value (ACV) basis

  • Owner/Non Owner Seasonal/Vacant

  • Fixed Mobile Homes

The Kentucky FAIR Plan Association
HOMEOWNERS
$200,000 Maximum Building Limit
  • HO-2, HO-6 and HO-8

  • Actual cash value (ACV) basis

  • $100,000 Personal Liability

  • $1,000 Medical Payments

  • Owner occupied only

$25,000 Contents Limit
  • HO-4

  • Actual cash value (ACV) basis

  • $100,000 Personal Liability

  • $1,000 Medical Payments

The Kentucky FAIR Plan Association
COMMERCIAL PROPERTY  $1,000,000 Maximum Limit (Prot. Class 1-9) on actual cash value (ACV) basis
  • $250,000 maximum, aggregate limit (Prot. Class 10)

  • Apartment

  • Mercantile

  • Service

The Kentucky FAIR Plan Association - Commercial

FARM FIRE
$250,000 Maximum, Aggregate Limit* 
  • Actual cash value (ACV) basis

  • Farm Dwellings

  • Barn or Stables

  • Outbuildings 

  • Silos 

*(Single buildings, ie. farm dwellings, are limited to $150,000 and this does not increase the $250,000 aggregate) 

The Kentucky FAIR Plan Association - Farm Fire

 

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